Mortgage Advice Centre

Mortgages Products and Services

Commercial mortgages

If you want to buy or expand commercial premises for a new or existing business, it’s likely that you will need funding from a commercial mortgage.

Within this extremely competitive market there are many lenders offering an array of different products, payment terms and lending criteria so it is recommended that you obtain specialist commercial advice.

Mortgage Advice Centre offer specialist advice to find the most cost effective and flexible plan for your business. The commercial mortgage market is very broad and specialist, including many products all with different lending criteria and each requiring individual evaluation and underwriting.

At Mortgage Advice Centre our specialist consultants have in­depth knowledge of the commercial lending market and can give you professional advice.

Commercial loans and commercial mortgages are not regulated by the Financial Conduct Authority.


Buy to let mortgages

In today’s mortgage market, more and more people are investing in purchasing property to rent out. It is important that every investor understands the options available to them and the responsibilities they have as a property landlord.

Mortgage Advice Centre have a team of specialist mortgage advisers who have the experience and knowledge required to advise you on the most appropriate buy to let mortgage.

We will build a close business relationship with your solicitor and accountant to keep your investment objectives on track, and extend our recommendations beyond your buy to let mortgage options if required.

Buy to let mortgages are not regulated by the Financial Conduct Authority.


Buying abroad

Buying property overseas is becoming more and more popular, so Mortgage Advice Centre can introduce you to a specialist overseas adviser who will ensure you understand all the implications such as legal requirements, tax issues and purchase costs when considering an overseas purchase.

Whether you want to buy a holiday home or move permanently overseas, they have experienced professionals with in­depth knowledge of the many overseas markets who can help you understand and abide by the regulations and costs associated with buying abroad.

Overseas mortgages are not regulated by the Financial Conduct Authority.


Changing your mortgage

Whether you want to review your current mortgage rate, obtain additional funding or get more flexibility from your mortgage account, it’s worth taking a broad view of the market and not limiting yourself to the offers available from your current lender, as better deals can often be found elsewhere.

At Mortgage Advice Centre we will help you find a new mortgage and advise you on all the deciding factors, such as penalties, lender fees, legal requirements and interest rates. Our aim is to provide excellent service to make the transition from your existing to your new mortgage a simple and smooth transaction.

A fee of between 0% and 2% of the loan amount may be charged. Typically this will be £150.


For advice you can trust call us today on 01325 245288 or click here to send an enquiry.

Note: Your home may be repossessed if you do not keep up repayments on your mortgage.