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BBC News round up of the key points of the Budget - http://www.bbc.co.uk/news/uk-politics-42056452

To be in with a chance of winning:

Go to the competitions post on our Mortgage Advice Centre Facebook page here

Closing date for entries is midnight on Friday, 24 November 2017

A name will be drawn randomly from all entries made by Steve Thompson, a director of the firm, at 11.00am on Monday, 27 November 2017 and the winner notified by close of business on Tuesday, 28 November 2017.

Good luck!

Terms & Conditions

Competition closes at midnight on 24 November 2017

  1. All entrants must be over 18 years of age.
  2. Entry into the competition is free.
  3. Employees, ex-employees (and their families) of Carter Thompson & Associates Ltd and all agencies connected to this contest are not eligible to enter.
  4. The closing date for this competition is midnight on 24 November 2017.
  5. The prize is a Marks & Spencer gift voucher to the value of £50. There are no alternative prizes.
  6. The decision of the Email Marketing Manager at Carter Thompson & Associates Ltd will be final and binding and no correspondence will be entered into.
  7. Entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.
  8. One entry per registered user.
  9. Entry costs (where applicable) are as advertised. Entrants are liable for their costs to access telephone, mobile or computer networks.
  10. Unless otherwise stated, entries must arrive by the published closing date for the competition. Entries received after this time will be disqualified. Carter Thompson & Associates Ltd may, at its discretion, extend the closing date without prior notice.
  11. All entries, photographs or other matter submitted as part of a competition entry shall become the property and the copyright of Carter Thompson & Associates Ltd. Carter Thompson & Associates Ltd reserves the right to transmit them all or in part or use them in any way it thinks fit without the permission of the entrant or payment for such use.
  12. Except where it is expressly stated that the winner will be the first correct entry or entries drawn at random from the total entries submitted. Other prizes will be awarded in accordance with the order of priority stated with the competition.
  13. Carter Thompson & Associates Ltd reserves the right to change the rules or void the competition at any time.
  14. In the event of a printing or broadcast error (obvious or otherwise) which affects the competition in any way, Carter Thompson & Associates Ltd reserves the right to administer the competition as though the error had not occurred having informed the entrants, through the original media, of the original text.
  15. Winner(s) of prizes will be announced on the Carter Thompson & Associates Ltd Facebook page and/or notified within four days after the winner has been ascertained. Names of winners and results competitions will be available on request, enclosing a stamped self-addressed envelope.
  16. Prize is as stated and unless specifically stated, there is no cash alternative in any circumstances whatsoever to the prizes offered. Prizes are not transferable unless otherwise stated. If for any reason an advertised prize is unavailable Carter Thompson & Associates Ltd reserves the right at its absolute discretion to substitute a similar prize of equivalent or greater value. Only one prize will be awarded per household. Please allow 14 days for delivery of all prizes.
  17. In some competitions, entry may be restricted to entrants of eighteen years and over. However, where there is no age limit or other restriction of entrants in Carter Thompson & Associates Ltd competitions, in accordance with Rule 18, Carter Thompson & Associates Ltd will not offer an alternative prize to any winner (such as a minor) who for any reason whatsoever is prevented from receiving or making use of the prize offered. Entrants under the age of 18 should seek permission from the account holder before making an entry via website, phone or mobile phone and must have permission from the parent or guardian.
  18. If the winner of a competition is unable to take up a prize for any reason Carter Thompson & Associates Ltd reserves the right to award it to an alternative winner, in which case the first winner chosen will not be eligible for any share of the prize whatsoever.
  19. All winners are required to co-operate with Carter Thompson & Associates Ltd to publicise their win as Carter Thompson & Associates Ltd deems appropriate.
  20. Failure to comply with any of these rules will disqualify an entry from taking part in the competition. Carter Thompson & Associates Ltd reserves the right to disqualify any entry at its absolute discretion.
  21. Carter Thompson & Associates Ltd.’s decision is final in all matters concerning a competition. It is a condition of entry to the competition that the entrant agrees to be bound by these rules whether they be broadcast on the Carter Thompson & Associates Ltd website and in particular that the decisions of Carter Thompson & Associates Ltd and judges on any matter whatsoever arising out of or connected with the competition are final.
  22. Where prizes are to be provided by a third party then the winner(s) will be required to complete all appropriate or applicable booking or other formalities direct with such provider. Carter Thompson & Associates Ltd will have no responsibility for the acts or defaults of any other persons.
  23. The personal details supplied by entrants (name, address and phone number) will only be used for the purpose of the competition entered. Email addresses will be added to our email database.
  24. The prize is not in conjunction with any other offer, prize, discount or promotion.

The UK’s Buy to Let market is in a state of flux, with an extra 3% Stamp Duty on the purchase of additional properties and changes to the way a landlord’s income is taxed.

If you think an increase in your mortgage repayments could have a negative impact on your lifestyle or financial well-being, you may want to consider fixing your mortgage.

34% of first-time buyers relied on their parents for financial help, making the bank of mum and dad’, the equivalent of the UK’s ninth largest lender in 2017.

Registered in England No. 9040400.
Registered Office: 64 West Auckland Road, Darlington, Co. Durham DL3 9EP 
Mortgage Advice Centre is a trading name of Carter Thompson & Associates Limited. 
Carter Thompson & Associates Limited is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
The information on this website is subject to UK regulatory regime and is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.