How might rising interest rates affect your mortgage?
The Bank of England has raised interest rates and warned further hikes are likely in the coming months. This will mean bigger bills for some homeowners. On 22 September 2022, the Bank of England raised interest rates from 1.75% to 2.25% – the seventh hike since December 2021 – in a bid to combat soaring […]
How to save for a house deposit
Here is our First Time Buyers guide to saving for a deposit When preparing to buy your first home, saving for a deposit can be a difficult process. As house prices, inflation, cost of living and mortgage rates increase, it can mean that some mortgage lenders may require larger deposits of the property value. This […]
How might rising interest rates affect your mortgage?
The Bank of England has raised interest rates which means bigger mortgage bills for some homeowners. Since December 2021 the Bank of England raised interest rates from 0.1% to 1.25% to combat soaring inflation. This move will have a knock-on effect as mortgage lenders raise interest rates in response, which will increase monthly payments for […]
Spring Clean Your Finances
There’s plenty of advice and ‘life hacks’ on how to make spring-cleaning less of a chore. A quick Google search will throw up hundreds of random tips – like using cola to clean the toilet, lemon to clean the taps and vinegar to clean just about anything! When you’ve finished scrubbing your worktops with baking […]
Talking about Money
While, for many, discussions about money can be extremely uncomfortable, experts have long stressed the best approach to financial issues is invariably to talk about them. Indeed, perceived wisdom suggests the more open and honest people are about money, the better their life and relationships tend to be. Finance: the last tabooThere’s a wide variety […]