Jargon and lingo – talking about mortgages
From agreement in principle and loan-to-value to freehold and leasehold, we’ve compiled a list of terms you’re likely to come across when buying a property and what they actually mean. Buying a property can be a complicated process, and even more confusing when you’re confronted with various terms you’ve not come across before. To help […]
Borrowing Options in your later years
Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of […]
95% mortgage scheme to help first-time buyers
Lenders are now offering a government backed 95% mortgage scheme to help more first-time buyers onto the property ladder. The government is hoping to turn ‘generation rent’ into ‘generation buy’ with the help of a 5% mortgage deposit scheme launched on 19 April. Following the outbreak of the coronavirus pandemic, many lenders withdrew low-deposit mortgages. […]
Martin Lewis launches new financial education text book
You may have seen in the news recently, Martin Lewis has launched a Financial Education Textbook. The very first financial education textbook ‘Your Money Matters’ is designed for 14-16 year olds and covers a range of topics including spending and saving, debt, borrowing and future financial planning. We think this is an excellent way of […]
July Omnis Monthly Market Update
Take a read of our Monthly Market Commentary. Click here for July’s update – July Omnis Market Update
Financial Viewpoint – Summer Edition
Welcome to the Summer edition of Financial Viewpoint, our quarterly newsletter. Viewpoint – CT Wealth Newsletter If you wish to discuss any of the articles in more detail please get in touch 01325 245288 or email info@ctwealth.co.uk
Tax Table 2021
Tax Efficient Planning – download our Tax Table for 2021 Tax Tables 2021
Time to consolidate your pensions?
Employer pensions can accumulate as we change jobs, and it’s easy to lose track of how much each one contains. We explore what you need to know if you’re thinking about consolidating your pensions. When you leave a job, it’s easy to forget about the workplace pension you might have had there. With the average […]
How to make the most of your lockdown savings
How to make the most of your lockdown savings The pandemic has reportedly created 6 million accidental savers, but what’s the best way to use this extra cash? The effect of the lockdown on millions of bank accounts has been to boost savings for people whose incomes have remained the same but whose spending has […]
Do you know your State Pension age?
Did you know that the State Pension age (SPA) increased to 66 for both men and women in October 2020 and it’s set to rise further? Knowing your SPA, together with how much you can expect to receive, is an important part of your retirement plan that is often overlooked. Why do I have to […]
